27 days old

Underwriting Consultant, Life & Disability - Portland, ME; Hartford, CT or Telecommute - 891181

Portland, ME 04101 Work Remotely
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  • Job Code
    891181

For those who believe in the power of data to help write the next chapter in the history of health care, here's your opportunity. Advancement, an elite group of peers, variety of product lines, and rewards for delivering on our mission ensures you will always be challenged at UnitedHealth Group to do your life's best work.(sm)

The Senior Underwriter will analyze Financial Protection Products- Group Life, Group Short Term Disability (STD), Group Long Term Disability (LTD) and Supplemental Health- plan characteristics and assess risk. The Senior Underwriter will be responsible for protecting profit while balancing sales growth pressure.

If you are located within commutable distance from Portland, ME and Hartford, CT you will have the flexibility to telecommute* as you take on some tough challenges.

Primary Responsibilities:

  • Analyze Group Life, Disability plan characteristics and assess risks as to frequency and potential severity of loss of clients
  • Utilize established underwriting criteria and policies to provide proper rating methodologies
  • Represent and negotiate rates and plan options with insurers to optimize cost-competitive Group Life, Disability and Supplemental Health benefit plans
  • Build and maintain models to assist in the economic analysis of market alternative

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

  • Bachelor's Degree in Math, Finance, Business or related degree
  • 5+ years of experience underwriting Group Life, Disability and/or Supplemental Health products on both a manual and experience rated basis
  • Proficient Product Knowledge, including product and contract provisions, plan designs, pricing and various funding arrangements
  • Intermediate level of proficiency with MS Office suite (including Word and Excel)
  • If you need to enter a work site for any reason, you will be required to screen for symptoms using the ProtectWell mobile app, Interactive Voice Response (i.e., entering your symptoms via phone system) or similar UnitedHealth Group-approved symptom screener. When in a UnitedHealth Group building, employees are required to wear a mask in common areas. In addition, employees must comply with any state and local masking orders

Preferred Qualifications:
  • Experience with groups of 1,000 lives or more
  • Experience with Training and Development of others
  • Excellent communication skills, both orally and in writing
  • Ability to effectively work in teams or individually
  • Demonstrated Success collaborating with internal and external partners to develop appropriate case strategies


Careers at UnitedHealthcare Employer & Individual. We all want to make a difference with the work we do. Sometimes we're presented with an opportunity to make a difference on a scale we couldn't imagine. Here, you get that opportunity every day. As a member of one of our elite teams, you'll provide the ideas and solutions that help nearly 25 million customers live healthier lives. You'll help write the next chapter in the history of health care. And you'll find a wealth of open doors and career paths that will take you as far as you want to go. Go further. This is your life's best work.(sm)

*All Telecommuters will be required to adhere to UnitedHealth Group's Telecommuter Policy


Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

Job Keywords: Underwriting Consultant, Consultant, Analyzing, Finance, Underwriting, Contract Provisions, Plan Designs, Pricing, Telecommute, Telecommuting, Telecommuter, Work From Home, Remote, Portland, Maine, ME, Hartford, Connecticut, CT
Posted: 2020-11-06 Expires: 2020-12-26

UnitedHealth Group is the most diversified health care company in the United States and a leader worldwide in helping people live healthier lives and helping to make the health system work better for everyone.

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Underwriting Consultant, Life & Disability - Portland, ME; Hartford, CT or Telecommute - 891181

UnitedHealth Group
Portland, ME 04101

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